Frequently asked questions about financial aid

Is financial aid available for students applying to Chapelgate Christian Academy?

A limited amount of need-based financial aid is available for allocation to families who have submitted applications for admission to Chapelgate Christian Academy (CCA) and to current CCA families whose students are re-registered. CCA desires to exercise wise stewardship by allocating financial aid in a manner that supports the Academy’s Mission Statement: “CCA exists to provide academic excellence in a gospel-centered environment, inspiring and equipping students in knowledge, passion, and faith.” For this reason, it is expected that students whose families receive financial aid awards will be contributing members of the Chapelgate community in at least one of the following areas:

  • Christian Faith
  • Academics
  • Athletics
  • Fine Arts
  • Character
  • Service

How do we apply for financial aid?

Families wishing to be considered for financial aid awards for the upcoming school year must do the following:

  • Go to the FAST Financial Aid Application portal which is accessed on this site under Admissions/Financial Aid. Follow the instructions provided by FAST to complete the online application. Use the “Letter” section in the online application to explain why you are requesting aid; and to identify and describe the contributions their student(s) will make to benefit the CCA community.
  • All families must submit Federal and State tax forms for 2017. If applying for financial aid before filing your 2017 Federal and State tax returns, please provide the following: 2016 Federal and State tax returns as well as 2017 W2 and1099 MISC forms. Also include a pay stub for 2017 for all parents and step-parents. (If you previously submitted 2016 tax returns, there is no need to re-submit them). This will enable your aid request to be considered at the earliest date. All 2017 tax returns must be submitted to FAST as soon as filed. The financial aid committee reserves the right to adjust a family’s initial award if a review of the 2017 returns indicates that such an adjustment is appropriate. All financial aid applications submitted after the April filing deadline will be evaluated using 2017 return data alone and are subject to the availability of funds. If an extension has been filed for 2017, contact the Admissions Office for guidance.
  • When determining a student’s need for tuition assistance, the committee will consider the income and assets of both parents, natural and/or adoptive, before making any award. In the event of divorce, if a custodial parent has remarried, the committee will also consider the income and assets of the stepparent while keeping in mind the stepparent’s obligations to his or her own children. The FAST online application provides space for submitting financial information for all parents; awards cannot be made without complete information.

Is there a deadline for submitting an application for financial aid?

Yes. Current Chapelgate families wishing to be considered for financial aid awards for the following school year must complete and submit their application and all required documentation, including their letter to the CCA Financial Aid Committee, by no later than February 28th of each year. Awards will be announced during April for timely applications that have been received by the February 28th deadline.

Families new to Chapelgate, who are applying for admission to the Academy and wish to be considered for tuition assistance should apply for financial aid as early as possible during the application for admissions process because they must be prepared to begin tuition payments by July 20 or within seven (7) days of admission/acceptance. A delay on your part in providing a complete financial aid package which delays our ability to evaluate your financial aid award, does not delay the start of your tuition payment obligation. The Financial Aid Committee will work with available funds during the month of April to consider all applications received by the February 28 deadline so they can make initial awards of financial aid. Receiving an award of financial aid depends on whether a family’s online application and their letter to the CCA Financial Aid Committee provide compelling evidence of the family’s need for assistance and the student’s capacity for making beneficial contributions to the CCA community.

It was after February 28th when we applied for admission to CCA. Is there any way we could still be considered for financial aid for the upcoming school year?

Some funds will be reserved for allocation after the initial awards have been made. Having a completed application on file makes it possible for the Financial Aid Committee to consider your family for aid if funds are available. Families whose students have applied to CCA after February 28th, and hope to be considered for financial aid, should apply as early as possible during the application for admissions process. Access the FAST Financial Aid Application portal under Admissions/Financial Aid tab on this website and follow up by submitting all required documentation (including the letter to CCA’s Financial Aid Committee as described above) within no more than seven days following their student’s acceptance to CCA.

How does the Academy decide who will receive financial aid?

The CCA Financial Aid Committee receives a summary report of the online data submitted by all the applicants. Committee members review this report in conjunction with the required letters from each applicant family to understand the relative levels of need among all applicants, as well as the degree to which the students are deserving candidates for aid. The committee spends a significant amount of time in prayer as they work to determine how the available funds will be allocated.

Current CCA families whose students are not yet re-registered for the upcoming school year and families who have not yet submitted applications for admission to CCA cannot be considered for financial aid.

Important Note: Families of students who are admitted on probation are not eligible for financial aid. In addition, students receiving financial aid who are placed on probation during the school year, have one report card period in which to improve their performance sufficiently to be removed from probation. Failure to do so will result in loss of their financial aid.

When will we know if we are going to receive any financial aid?

Awards will be announced during April for timely applications that have been received by the February 28th deadline. CCA’s Financial Aid Committee tries to notify families as promptly as possible about aid allocations for the upcoming school year.

If we don’t get any aid, or it isn’t enough to help us afford Chapelgate, will the registration fee be refunded?

The re-registration fee will be refunded in full to families of continuing CCA students if the application for aid was received by the February 28th deadline. The refund of registration fees paid by families of potential new students who applied for admission will be reduced by $50.00 to cover the costs of admissions testing and processing the student’s application.

Once we qualify will we continue to receive financial aid in future years?

Once awarded, financial aid is not guaranteed to continue. Families receiving aid in any given school year must re-apply by February 28th to be considered for aid during the following year.

We are behind in paying our tuition bill for this year. Can we still be considered for aid for next year?

Families who are behind in making this year’s tuition payments, should submit applications for aid for the upcoming year in time to meet the February 28th deadline. This will allow them to be considered for aid during the following year. Since financial aid is applied to a family’s account on a monthly basis beginning in July, this would impact the monthly tuition payments required until financial aid can be applied. Awards of tuition assistance will not be applied until tuition payments for the current year have been brought up to date.

We don’t think we would qualify for financial aid, but information about a source for educational loans might be helpful.

Several CCA families have used the services of “Your Tuition Solution” to help finance their tuition payments. For information, visit or telephone 800-920-9777.

Additional questions can be directed to Cindy Barr Director of Enrollment and Registrar. She will be happy to help you.

Chapelgate Christian Academy

+1 410-442-5888 ext. 122

2600 Marriottsville Road, Marriottsville, MD 21104